2020 Financial Highlights

Impairment Analysis 2020FY Impairment Charge Impairment Charge: 2019FY Vs. 2020FY (13,029) 352 (16,858) (16,858) (2,059) (2,122) Stage 1 Stage 2 Stage 3 Other Assets Other Losses Total 2019FY Impairment Charge 2020FY 2019FY 587 Total Impairment 2,972% 2019FY 2020FY VAR % VAR (2,686) (4,705) FCY 8,637 16,716 8,078 93.5% (292) 587 NGN 42,778 50,803 8,024 18.8% 2,276 5,994 Stage 1 Stage 2 Stage 3 Other Assets Other Losses Total TOTAL 51,416 67,518 16,103 31.3% Other Losses represent net Losses on de-recognition of financial assets measured at amortised cost. 29 29 www.fidelitybank.ng

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