U.S. Floorplan Risk Management

FordREV Pool Comparison • Ford Credit selects FordREV pools using the same eligibility criteria and selection procedures as for its U.S. public retail transactions, ensuring consistency between both programs Characteristic 2019-REV1 2018-B* 2018-REV2 2018-A* 2018-REV1 2017-C* 2017-REV2 2017-B* 2017-REV1 2017-A* Initial Pool Balance $1.6bn $1.2bn $1.3bn $1.7bn $2.5bn $2.0bn $1.5bn $1.4bn $1.5bn $1.7bn Number of Receivables 55,774 40,936 50,063 64,956 90,622 78,146 60,184 55,385 58,484 66,537 Average Principal Balance $29,225 $28,374 $26,837 $26,603 $27,034 $25,559 $24,940 $25,465 $26,007 $25,821 WA FICO Score 738 739 737 737 740 739 736 734 736 WA Loan to value (LTV) 97.89% 97.71% 97.07% 96.78% 96.96% 97.32% 98.15% 98.56% 98.16% 736 98.16% WA Payment-to-income (PTI) 8.63% 8.48% 8.63% 8.62% 8.63% 8.63% 8.69% 8.67% 8.72% 8.64% Commercial Use 20.07% 19.88% 22.45% 22.24% 20.02% 19.58% 21.99% 20.05% 20.29% 19.54% % Original Term > 60m 57.45% 57.95% 56.86% 57.59% 60.27% 58.15% 56.14% 56.98% 54.37% 55.08% WA APR 3.48% 3.46% 3.63% 3.55% 3.20% 3.06% 2.84% 2.71% 2.66% Subvened-APR Receivables 64.21% 62.17% 55.09% 54.84% 57.51% 59.89% 63.86% 65.54% 65.36% 2.61% 66.33% WA Original Term 65.4 months 65.4 months 65.2 months 65.2 months 65.6 months 65.3 months WA Remaining Term 58.5 months 58.4 months 56.3 months 57.0 months 57.6 months WA Seasoning 6.9 months 7.0 months 8.9 months 8.2 months 8.1 months 56.2 months 9.1 months 65.0 months 54.7 months 65.2 months 55.9 months 10.3 months 9.3 months 64.8 months 56.3 months 8.5 months 64.9 months 56.5 months 8.4 months % New % Car % Light Truck % Utility 87.88% 86.84% 87.98% 88.34% 90.44% 89.73% 89.38% 89.69% 90.96% 90.68% 13.80% 14.80% 16.14% 16.34% 18.27% 19.76% 21.99% 22.10% 22.02% 22.71% 48.12% 47.47% 49.47% 49.84% 48.17% 46.70% 44.76% 44.17% 44.44% 43.68% 38.08% 34.39% Top 3 States 17.83% Texas 7.89% California 7.75% Florida 37.74% 17.16% Texas 9.85% California 7.52% Florida 16.97% Texas 10.21% California 7.79% Florida 17.09% Texas 10.43% California 7.85% Florida 15.91% Texas 10.39% California 8.06% Florida 16.53% Texas 9.91% California 4.02% Illinois 33.83% 33.50% 33.54% 33.25% 33.73% 33.54% 33.61% 11.53% Texas 11.35% California 8.31% Florida 15.22% Texas 10.91% California 7.86% Florida 14.57% Texas 9.93% California 7.42% Florida 15.20% Texas 9.64% California 7.57% Florida * U.S. public retail transactions 46 Ford FORD CREDIT

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