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Financial Growth and Stability

WaFd Bank Demographics Our markets are among the most desirable in the US and create a foundation for loan growth without excessive risk Number of Company Deposits in Market Deposit Market Share Percent of National Franchise Total Population 2022 Population Change 2010-2022 Projected Median Population HH Change Income 2022-2027 2022 Projected HH Income Change 2022-2027 State Branches ($000) (%) (%) (Actual) (%) (%) ($) (%) Washington 76 7,067,961 2.99 43.4 7,858,401 16.86 6.10 88,405 14.17 Oregon 36 3,030,152 2.66 19.4 4,295,247 12.12 4.01 73,746 13.64 Arizona 30 1,700,408 0.77 10.1 7,185,732 12.42 (1.48) 70,139 13.99 New Mexico 25 1,320,409 2.99 8.3 2,126,179 3.25 1.86 55,697 9.85 Idaho 22 1,122,007 2.65 6.9 1,891,021 20.63 8.15 66,938 12.56 Utah 987,788 0.89 6.4 3,354,693 21.38 7.42 84,724 13.18 Nevada 10 539,805 0.47 3.3 3,176,325 17.62 5.12 71,353 14.43 Texas 6 Totals: 214 622,118 16,390,648 0.03 2.4 29,801,205 18.51 5.30 70,957 11.16 100 59,688,803 Weighted Average 14.98 4.76 78,338 Aggregate: National 334,279,739 8.27 3.21 72,465 13.45 12.10 Deposit market share and precent of national franchise are from the FDIC's Summary of Deposit reports and is as of 06/30/2021. All other data is as of 3/31/2022. WaFd Bank 5
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