Supplemental Financial Information slide image

Supplemental Financial Information

▸ Income Statement Var. Ps$ MM 3Q19 2Q20 3Q20 YOY QoQ Interest Income Interest Expense $5,943 $5,124 $4,692 -21.0% -8.4% ($2,804) ($2,239) ($2,061) -26.5% -7.9% Financial Margin $3,139 $2,885 $2,631 -16.2% -8.8% ■ Net Fees & Commissions $456 $443 $480 5.3% 8.4% ☐ Trading Income $155 $60 $148 -4.5% 146.7% ■ Other Operating Income / (Expense) * ($2) $22 $12 -700.0% -45.5% Non Interest Income $609 $525 $640 5.1% 21.9% Total Revenues $3,748 $3,410 $3,271 -12.7% -4.1% Allowance for Loan Losses* ($227) ($963) ($835) 267.8% -13.3% Operating Expenses ($1,631) ($1,591) ($1,535) -5.9% -3.5% Equity in income of unconsolidated $1 $9 -100.0% -100.0% subsidiaries Income Before Taxes $1,891 $865 $901 -52.4% 4.2% Taxes ($502) ($160) ($142) -71.7% -11.3% Net Income $1,389 $705 $759 -45.4% 7.7% Effective Tax Rate 26.5% 18.5% 15.8% * Adjustment in 3Q19 in accordance with an accounting principle effective January 2020, where recoveries are net of allowance for loans losses 16
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