Wholesale Banking Strategy

Q3 2021 FINANCIAL PERFORMANCE Strongest Capital Position amongst Peers CAR % CET-1 % ↑ 1,245 bps YOY ↑ 535 bps YOY ↑ 90.7% YOY TOTAL CAPITAL IDR Trillion TIER-1 CAPITAL IDR Trillion ↑ 94.7% YOY 21.6% 35.7% 34.0% 42.9 44.4 Total Capital 23.3 43.1 41.5 26.9% 25.9% 20.5% 22.2 Sep-20 Dec-20 Sep-21 Sep-20 Dec-20 Sep-21 CET-1 CAR Min. CAR = 12.5% Min. Tier-1 = 6.0% Min. CET-1 = 4.5% Tier-1 Capital Source: Published report (consolidated). Ratio based on standalone published report * Minimum CAR after taking into account Basel III capital add-on 34

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