Investor Presentaiton
GLOBAL BANKING AND INVESTOR SOLUTIONS
2022 RESULTS
Global Markets and Investor
Services
Financing and Advisory
Lyxor(1)
Total Global Banking and Investor
Solutions
In EURM
2022
2021
Net banking income
6,708
5,650
Operating expenses
(4,705)
(4,301)
Change
+14.1%* 3,374
+5.9%* (1,929) (1,765)
2022
2021 Change 2022
2,929 +10.7%*
2021
239
Change
+6.9%*
(184)
2022
10,082 8,818
(6,634) (6,250)
2021
Change
Gross operating income
2,003
1,349
+39.4%*
1,445
1,164
+16.4%*
55
3,448
2,568
+14.3% +12.9%*
+6.1% +6.2%*
+34.3%
+28.8%*
Net cost of risk
5
(2)
n/s
(426)
(63)
x 6.4*
0
(421)
(65)
x 6.5
Operating income
2,008
1,347
+39.9%*
1,019
1,101
-13.3%*
55
3,027
2,503
+20.9%
x 6.1*
+16.0%*
Income tax
(458)
(284)
+50.5%* (118)
(155)
-31.4%*
(13)
(576) (452)
+27.4% +20.9%*
Net income
1,559
1,059
+38.4%*
904
945
-9.8%*
42
2,463
Non controlling Interests
35
27
+26.1%*
1
1
+0.0%*
0
36
2,046
28
+20.4% +15.8%*
+28.6% +25.2%*
Group net income
1,524
1,032
+38.7%*
903
944
-9.8%*
42
2,427
2,018
+20.3% +15.6%*
Average allocated capital
C/I ratio
7,990
7,993
6,917
5,971
87
14,916
14,055
70%
76%
57%
60%
77%
66%
71%
*When adjusted for changes in Group structure and at constant exchange rates
(1) Excluding Private Banking activities as per Q1 22 restatement (France and International). Excludes other businesses transferred following the disposal of Lyxor
SOCIETE
GENERALE
4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023View entire presentation