Investor Presentaiton

FINANCIAL HIGHLIGHT - Consolidated Description BANK BRI Melayani Dengan Setulus Hati IDR Billion 1Q'20 1H'20 9M'20 2019 2020 g QoQ g YoY Asset/Liabilities Total Assets (IDR Billion) Total Loans (Gross) (IDR Billion) Total Deposits (IDR Billion) 1,358,979 930,726 1,028,996 1,387,759 1,447,848 922,967 935,347 1,072,501 1,131,928 1,416,759 1,511,805 903,197 938,374 1,021,197 1,121,102 4.4% 6.7% 0.3% 3.9% -1.0% 9.8% Asset Quality NPL (gross) 3.00% 0.77% 3.13% 0.89% 3.12% 0.87% 2.80% 1.19% 2.99% 0.87% NPL (nett) Liquidity CASA LDR 55.90% 55.81% 59.02% 57.70% 59.67% 90.45% 86.06% 82.63% 88.45% 83.70% Profitability Net Profit (IDR Billion) 8,170 10,201 14,154 34,414 18,660 14.0% -45.8% NIM 6.59% 5.63% 5.64% 6.73% 5.86% Cost Efficiency Ratio (CER) 43.79% 51.29% 51.08% 41.22% 47.51% Operating Expense to Operating Income 75.22% 78.78% 81.74% 72.08% 82.46% ROA before tax 2.99% 2.26% 1.95% 3.28% 1.87% ROE Tier 1 19.95% 12.02% 10.81% 18.40% 10.48% Capital Tier1 CAR Total CAR 17.45% 19.05% 19.82% 21.65% 20.09% 18.56% 20.15% 20.92% 22.77% 21.17% 2 23

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