Investor Presentation - FY 2023

Investor Presentation - FY 2023 We are a focused Nordic bank with strong regional roots Danske Bank 3.2m personal and business customers DKK >770bn* Assets under Management Denmark (AAA) Market leader Share of Group lending: 44% GDP growth 2023E: 1.1% Unemployment 2023E: 2.8% Leading central bank rate: 3.6% 2,000+ large corporate and institutional customers >DKK 1,700bn Loans & Mortgages 20,000 employees in 10 countries >DKK 1,100bn Deposits + Finland (AA+) 3rd largest Share of Group lending: 8% GDP growth 2023E: -0.5% Unemployment 2023E: 7.3% Leading central bank rate: 4.0% Norway (AAA)** Challenger position Share of Group lending: 9% GDP growth 2023E: 1.1% Unemployment 2023E: 1.9% Leading central bank rate: 4.25% Northern Ireland (AA) Market leader Share of Group lending: 3% Note: Share of Group lending is before loan impairment charges and excludes Large Corporates & Institutions (17%), Asset Finance (3%) and Global Private Banking (4%) * Asset Management in LC&I. Sweden (AAA) Challenger position Share of Group lending: 11% GDP growth 2023E: -0.2% Unemployment 2023E: 7.6% Leading central bank rate: 4.0% 4

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