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Full-year Results 2020

Insurance reserves excluding policyholder participation liabilities CHF million (IFRS basis) Switzerland 34 959 France 32 808 17 674 Germany 17 290 21 630 International 22 667 Total¹) Local currency 96 619 +2% +2% 94 599 IN 13% +7% +7% DE 10% 57% +2% +3% 20% FR -5% -3% 170 800 +2% +2% 167 287 FY 2020 FY 2019 1) Total includes intersegment eliminations of CHF -82 m in FY 2020 and CHF -77 m in FY 2019 48 Investor presentation | Full-year results 2020 CH SwissLife

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