Investor Presentaiton

- Financial summary – Bajaj Finance Financials snapshot Assets under management Assets under finance Interest income Interest expenses Net interest income BAJAJ FINANCE LIMITED in Crore Q3 FY24 Q3 FY23 Y-o-Y 9M FY24 9M FY23 Y-o-Y 2,32,040 1,68,359 38% 2,32,040 1,68,359 38% 2,30,449 1,66,335 39% 2,30,449 1,66,335 39% 10,591 7,802 36% | 29,582 21,858 35% 3,618 2,455 47% 9,983 6,671 50% 6,973 5,347 30% 19,599 15,187 29% Fees and commission income 1,228 1,069 15% 3,765 3,095 22% Net gain on fair value changes 30 77 (61%) 104 161 (35%) Sale of services & Income on de-recognised loans 4 6 (33%) 14 13 8% Others 250 261 (4%) | 715 841 (15%) Net total income 8,485 6,760 26% 24,197 19,297 25% Operating Expenses 2,946 2,409 22% 8,415 6,981 21% Pre-provisioning operating profit 5,539 4,351 27% 15,782 12,316 28% Loan losses and provisions 1,248 811 54% 3,295 2,264 46% Profit before tax 4,291 3,540 21% 12,487 10,052 24% Profit after tax 3,177 2,624 21% 9,242 7,452 24% Ratios Operating expenses to Net total income 34.7% 35.6% I 34.8% 36.2% Annualized Loan Loss to Average AUF 2.25% 2.00% 2.15% 1.94% Annualized Return on Average AUF 5.73% 6.49% 6.02% 6.40% Annualized Return on Average Equity Earning per share - Basic (3) ' * 20.41% 22.23% 20.55% 21.92% 51.9 43.4 19% 152.1 123.4 23% Others include other operating income and other income | *Not annualized 33

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