The Bancorp Financial Overview
The Bancorp
FINANCIAL REVIEW: EARNINGS AND PROFITABILITY
WE HAVE BEEN EXECUTING AGAINST OUR STRATEGIC PLAN
AND IMPROVING FINANCIAL PERFORMANCE
PERFORMANCE
METRICS
2017
2018
2019
2020
Q2 YTD
2021
LONG-TERM
TARGETS
ROE
7.0%
24.3%
11.6%
15.1%
18.6%1
22%
ROA
0.52%
2.07%
1.09%
1.34%
1.62%1
> 2.0%
EPS
$0.39
$1.55
$0.90
$1.37
$0.94
Leverage Ratio
7.9%
10.1%
9.6%
9.2%
8.5%
9%
Total Assets
$4.7B
$4.4B
$5.7B
$6.3B
$6.6B
<$10B
Efficiency Ratio²
79%
71%
69%
59%
54%
1Annualized for the six months ended June 30, 2021.
2Efficiency ratio calculated by dividing non-interest expense by the total of net interest income and non-interest income. Non-interest income excludes gains/losses from sales of securities, changes
in valuation to Walnut Street, net losses on commercial loans at fair value, and the sales of the Health Savings Account portfolio, the European payments business and the IRA portfolio.
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