China Bankers Day - Treasury Update

FOCUS AREAS OF BMW GROUP STRATEGY. MINI ROLLS-ROYCE KOTOR CARS LTD - FIRST-CLASS INDIVIDUAL MOBILITY – We play a pioneering role in setting standards for the individual premium mobility of tomorrow. It combines pleasure and responsibility without compromise. SUSTAINABILITY - The BMW Group is a holistically sustainable company taking responsibility for sustainable future mobility. Every investment in BMW is a sustainable investment. INNOVATION & FLEXIBILITY - The BMW Group is an innovation pioneer in the automotive industry. Our business model is based on constant transformation and flexibility - successful for over 100 years. ELECTRIFICATION - Due to our flexibility and permanently transformed plants, we will have a convincing battery-electric vehicle offer covering 90% of our current market segments from 2023. DIGITALIZATION - We set standards in the digitalization and connectivity of our vehicles and use our competitive edge in remote software upgrades. FINANCIAL PERFORMANCE - We offer financial stability due to our strong balance sheet and industry-leading credit ratings*. We set ambitious profitability and cash flow targets and are a reliable dividend payer. میرا China Bankers Day - Treasury Update | Birgit Böhm 16th July 2021 *Best credit rating in Europe, second best credit rating worldwide Page 4

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