Financial Review Quarter 3 2023

Capital ratios - ST, SGPS CET 1 - full implemented 25.1% 14.2% 14.1% 15.1% 20.6% 16.3% 16.3% RWA (bn€) 21.9 19.9 18.5 18.0 16.2 14.9 15.3 Dec-17 Dec-18 Dec-19 Dec-20 Dec-21 Dec-22 Sep-23 Dec-17 dez-18 dez-19 dez-20 dez-21 dez-22 set-23 Santander 22 22

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