Investor Presentaiton
Supplemental
Funding Profile Details
Funding Mix
Deposit Mix
3Q 2023 Preliminary Results
8%
7%
7%
5%
6%
Unsecured
8%
9%
10%
10%
8%
Brokered /
Other
1%
8%
5%
1%
2%
FHLB / Other
12%
6%
4%
Secured
20%
20%
25%
27%
28%
Retail CD
90%
86%
87%
Deposits
82%
72%
71%
74%
65%
63%
64%
MMA/OSA/
Spend
3Q 19
3Q 20
Note: Totals may not foot due to rounding.
3Q 21
3Q 22
3Q 23
Unsecured Long-Term Debt Maturities(1)
($ billions)
Maturity
Date
Weighted Avg.
Coupon
Principal Amount
Outstanding(2)
2023
1.45%
$ 1.20
2024
4.48%
$ 1.45
(3)
2025+
6.25%
$ 8.39
3Q 22
4Q 22
1Q 23
2Q 23
3Q 23
Note: Other includes sweep deposits, mortgage escrow and other deposits. Totals may not foot due to rounding.
Wholesale Funding Issuance
($ billions)
$13.3
$7.9
$7.3
$6.5
$5.8
$4.2
$4.1
$7.3
$4.9
$2.8
$6.5
$5.4
$2.4
$2.1
$3.5
$2.8
$0.8
$0.8
Term ABS
$1.7
$0.9
$0.8
$0.8
$1.4
Term
Unsecured
2015 2016
2017 2018 2019 2020
2021 2022
2023
(1) Excludes retail notes and perpetual preferred equity; as of 09/30/2023.
(2) Reflects notional value of outstanding bond. Excludes total GAAP OID and capitalized transaction costs.
(3) Weighted average coupon based on notional value and corresponding coupon for all unsecured bonds as of
January 1st of the respective year. Does not reflect weighted average interest expense for the respective year.
Note: Term ABS shown includes funding amounts (notes sold) at new issue and does not include private
offerings. Excludes $2.35 billion of preferred equity issued in 2021. Totals may not foot due to rounding.
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