Capital Management and Funding Strategy

Capital Common Equity Tier 1 10.6% 10.3% 10.6% 10.6% 10.7% Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 * Inclusive of Stress Capital Buffer Target CET1 Ratio: 10- 11% ($in billions) Capital Return Regulatory Minimum*: 7% $1.0 $1.0 $0.6 $1.6 $1.7 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 AM EX 12

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