Investor Presentaiton

20 30 AFTER FALLING AMID THE 2ND WAVE COVID-19, VARIOUS INDICATORS BEGAN TO STRENGTHEN SIGNIFICANTLY Economic activities strengthen as mobility restriction was eased amid significant decline in the Covid-19 daily cases In September, electricity consumption growth remained on positive territory (3.9% YoY), driven mainly by industrial sector which grew by 11,5%. Electricity Consumption 40 Consumption activity trended up since late July, especially on the middle class, reflected on Mandiri Spending Index (as of Oct 3rd) Bank Mandiri Spending Index 130% 80 Export continued to record a very strong growth, resulting in trade surplus for 17 months in a row. N(%) (10) (20) (30) 10 M (40) Jan Feb Mar Apr May Jun 2020 լոր Aug Sep Oct Nov 1.5 100% 3.9 3.6 90% 80% 110% 120% -20 70% Bisnis (16,4%) Indust Total Number of Transaction Index Value of Transaction Index Total (100%) -40 60% Dec Jan Feb Mar Apr May June July Aug Sep 2021 50% 40% Mar 22, 20 May 17, 20 Jul 12, 20 Sep 6, 20 Nov 1, 20 Dec 27, 20 Feb 21, 21 Apr 18, 21 Jun 13, 21 Aug 8, 21 Oct 3, 21 -60 0 40 60 20 Export (% yoy) Import (% yoy) J-20 F-20 M-20 A-20 M-20 J-20 J-20 A-20 S-20 0-20 N-20 D-20 J-21 F-21 M-21 A-21 M-21 J-21 J-21 A-21 S-21 10 47.6 40.3

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