Investor Presentaiton

Business Mix - Diversified Net Income and Balance Net Income Mix 1H22 $22.27 bn Other Finance Companies Afore 1% 2% Holding 3% Annuities 5% Insurance 9% Bank 75% Million pesos 2Q22 Bank q/q yly 44% 9,211 23% 1H22 y/y ROE 1H22 16,710 36% 24.2% Broker Dealer & Mutual F. Insurance Annuities 308 (66%) (36%) 852 (31%) 84% 520 2% 1,215 34% 31.6% 2,084 58% 58.8% 5% 1,031 4% % 2: 23.1% Broker Dealer & Mutual Funds Pension Funds (Afore) Other Finance Comp. 245 99 (36%) (78%) 94% % 17 177% 254 (70%) 4.3% 5% 372 10% Holding 289 (9%) 74% 608 47% GFNorte 11,524 7% 34% 22,272 30% 18.9% ** Afore ROTE 49.6% Div DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco 8 NI ROE ICAP Mkt App Hist C/I GRUPO FINANCIERO BANDRTE

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