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Investor Presentaiton

Customer franchise - Key financial metrics BAJAJ FINANCE LIMITED 9M 9M Particulars @ Unit FY17 FY18 FY19 FY20 FY21 FY22 FY23 YOY FY23 FY24 New loans booked In MM 10.1 15.3 23.5 27.4 16.9 24.7 29.6 22.0 28.3 29% New customer addition In MM 4.1 6.1 8.3 8.1 6.0 9.0 11.6 8.5 11.3 33% Existing customer mix % 59.8% 60.3% 64.8% 70.4% 64.6% 63.5% 60.9% 61.4% 60.1% Total franchise Cross sell franchise in MM 20.1 26.2 34.5 42.6 48.6 57.6 69.1 66.1 80.4 22% in MM 11.0 15.4 20.7 24.1 26.9 32.8 40.6 38.6 49.3 28% Co-branded credit cards sold in MM 0.03 0.39 0.81 1.12 0.70 1.36 1.92 1.42 1.50 6% Other financial products sold to existing customers in MM 0.06 0.08 0.19 0.27 0.67 2.23 2.36 1.64 1.92 17% AUM per cross sell franchise ₹ Hv 54,722 PAT per cross sell franchise* ₹ 1,670 53,417 56,066 60,983 1,618 1,933 60,983 56,879 58,617 60,991 59,835 63,102 5% 2,182 1,644 2,145 2,837 2,164* 2,156* (0.4%) * Not annualized @ All figures till FY18 are as per previous GAAP and figures from FY19 onwards are as per Ind AS 15
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