Investor Presentaiton
Malaysia Loans Growth: 31 December 2021
RM billion
% of
Portfolio
31 Dec
30 Sep
30 Jun
31 Mar
31 Dec
QoQ
YOY
2021
2021
2021
2021
2020
Community Financial Services (reported)
76%
259.7
252.3
2.9%
250.4
248.8
247.0
5.1%
Community Financial Services (rebased)1
76%
259.7
252.3
2.9%
250.4
248.8
247.0
5.1%
Consumer
61%
207.9
202.0
3.0%
200.9
200.2
199.2
4.4%
Total Mortgage
34%
115.2
112.7
2.2%
111.5
110.0
108.1
6.6%
Auto Finance
16%
53.9
52.0
3.7%
52.8
53.0
52.8
2.0%
Credit Cards
2%
7.4
6.7
9.8%
6.5
6.9
7.1
4.5%
Unit Trust
8%
29.1
28.3
2.9%
28.0
28.2
29.2
▼ (0.2)%
Other Retail Loans
1%
2.3
2.2
3.4%
2.2
2.1
2.1
11.7%
Business Banking + SME (reported)
15%
51.7
50.4
2.7%
49.5
48.7
47.8
8.3%
Business Banking + SME (rebased)¹
15%
51.7
50.4
2.7%
49.5
48.7
47.8
8.3%
SME (reported)
7%
24.1
23.3
3.2%
22.6
22.1
21.7
10.7%
SME (rebased)1
7%
24.1
23.3
3.2%
22.6
22.1
21.5
11.9%
Business Banking (reported)
8%
27.7
27.1
2.2%
26.9
26.6
26.0
6.3%
Business Banking (rebased)1
8%
27.7
27.1
2.2%
26.9
26.6
26.3
5.3%
Global Banking (Corporate) (reported)
24%
80.4
78.9
1.9%
80.3
80.3
79.6
1.0%
Global Banking (Corporate) (rebased)1
Total Malaysia
24%
80.4
78.9
1.9%
80.3
80.3
79.6
1.0%
340.1
331.5
2.6%
330.9
329.8
326.7
4.1%
Note:
1 Rebased loan growth figures are based on adjusted 31 December 2020 position in line with migration of client accounts, effective 1 January 2021
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