Highlights of Q3 FY22 Results

Identified Stressed Assets pool (apart from declared NPAs) significantly reduced from Rs. 4,138 crore at merger to only Rs. 1,083 crore as on December 31, 2021. Section 5D: Asset Quality 23% 47% 47% 50% 49% 52% 48% 51% 48% O/s Exposure Provision Provision coverage All amounts are in Rs. crore unless specified 67% 67% 81% The Bank expects no significant impact of legacy loan book going forward. 4,138 3,804 3,544 3,518 3,205 3,195 2,717 2,528 2,264 957 Mar-19 1,786 1,663 1,773 1,569 1,668 1,303 1,285 1,371 1,352 1,082 1,083 915 903 Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 877 Dec-21 Note: The Bank has received the repayment of Bonds of one large telecom account (not forming part of the above pool) on schedule which was due in Dec-21 and Jan-22. Also, a toll account of Rs. 248 crore slipped into NPA which was part of the reported identified standard asset pool in previous quarters. 69 IDFC FIRST Bank

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