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Investor Presentaiton

Prudent and diversified loan portfolio Loan Billion Baht Loan by business unit/¹ % of composition 20 20 2,061 +0.6% YTD 2,683 2,698 2,640 2,588 2,368 2019 2020 2021 2022 Mar-23 Jun-23 International 25% Jun-23 Corporate 44% Consumer 12% 6% Business 13% Commercial Loan by industry % of composition 29% Others Utility and service 18% Housing 13% Real estate and construction 7% Agriculture and mining 3% Jun-23 Note: Loan iincluded Permata's financial performance since May 2020 /1 Corporate banking serves large domestic and multinational companies. Commercial banking serves medium-sized enterprises. Business banking serves small-sized enterprises. Consumer banking provides retail banking services. International banking provides services through BBL's international presences in 14 economies. Manufacturing and commercial 30% Bangkok Bank
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