Investor Presentaiton

ASEAN: Major Driver of VONB Growth Return to Strong Growth in 2H22 #1 Ranked in ASEAN (¹) VONB +13% Powerful Multi-Channel Distribution Platform Premier Agency 2022 VONB YoY Growth +14% Omicron Impact +10% Long-Term Strategic Partnerships Partnership VONB +16% 1Q 2Q 3Q 4Q 2H21 2H21 2H22 Significant Contributor to VONB +15% Rest of 56% Group % of 2H22 VONB 44% ASEAN +9% MDRT members Active new agents 4Q22 vs 1Q22 #1 MDRT across ASEAN (1) Notes: All figures are for Thailand, Singapore, Malaysia, Vietnam, Indonesia, the Philippines, Cambodia, Myanmar and Brunei in aggregate unless otherwise stated In aggregate across six markets (Thailand, Singapore, Malaysia, Indonesia, the Philippines and Vietnam) by ANP based on latest available regulatory data Bangkok Bank in Thailand, BCA in Indonesia, BPI in the Philippines, Public Bank in Malaysia, VPBank in Vietnam, AYA Bank in Myanmar and Amret in Cambodia (2) 2H22 65m Potential customers from leading domestic bank partners(2) >50m Active users across key strategic digital platform partners Digital Lead Generation Activity Management AIA Proposition Innovation 8

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