Investor Presentaiton
SME LOAN DEFERRALS
AUGUST 2020
BOQD
GROUP
SUMMARY
•
•
•
79% of customers remained on BRP for the full 6 months
© 12% of customers withdrew from the BRP at the 3 month
check-in
At the 3 month check-in, more than two thirds of SME
customers stated they expected trade to return to normal in the
short-term
⚫ On expiry, 26% of customers recommenced repayments after
the payment deferral period (of the 4.5% expired as at end of
Aug)
⚫ 68% of customers with expired loan deferrals (as at August),
require support beyond the initial 6 month repayment deferral
period
SME LOAN DEFERRAL - EXPIRY TERM
First term current
deferrals, 94.8%
Expired term
deferrals, 4.5%
Extension term
current deferrals,
0.7%
SME LOAN DEFERRAL - CHECK IN OUTCOMES
Remain on deferral
package, 79%
C
Change to interest
only, 1%
Cancel relief
package, 12%
Other, 8%
Bank of Queensland Limited 2020 Full Year Results Presentation
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