Pathward Financial Investor Presentation Deck

1 2 3 4 Record of Strong Earnings Growth $1.61 5 Earnings Per Common Share FY '17 $1.67 FY '18 22.8% Core EPS CAGR $2.49 FY '19 $2.94 FY ¹20 $4.38 FY ¹21 $5.26 10 Pathward Financial, Inc. (Nasdaq: CASH) | 2023 Investor Presentation $4.49 FY '22 Earnings inclusive of extraordinary items $44.9 FY '17 $51.6 FY '18 Net Income 24.0% Core Net Income CAGR $97.0 FY '19 $104.7 FY '20 $141.7 FY '21 $156.4 $131.4 FY '22 In fiscal year 2022, the company sold its Meta names and trademarks and completed a Company rebrand. Adjustments to earnings in fiscal year 2022 include the revenue from the sale, expenses associated with rebranding, and additional one-time compensation expenses stemming from organizational restructuring. See appendix for non-GAAP reconciliation. pathward

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