Earnings Presentation Q1 2020 slide image

Earnings Presentation Q1 2020

Appendix Reconciliation of GAAP Net (Loss) Income to Adjusted EBITDA (unaudited) Net (loss) income(1) Plus: Income tax benefit Interest expense (income), net Depreciation and amortization expense Stock-based compensation expense Foreign currency (gain) loss Amortization of deferred FI implementation costs Costs associated with financing events Loss on extinguishment of debt Change in fair value of warrant liabilities, net Restructing costs Non-cash equity expense included in FI Share Adjusted EBITDA (¹) © 2020 Cardlytics Three Months Ended Mar 31, Jun 30, Sept 30, Dec 31, Mar 31, 2018 2018 2018 2018 2019 ($20,055) ($13,053) ($8,368) ($11,566) ($6,314) ($6,510) ($7,747) 1,749 910 2,900 (683) 412 9,172 992 254 784 777 8,345 5,723 256 378 1,109 346 118 924 (1,611) (801) 269 811 9,822 490 482 304 961 1,708 (491) 653 Jun 30, Sept 30, 2019 2019 (Amounts in thousands) 23 Dec 31, 2019 $3,427 338 218 (321) 1,053 1,167 1,354 3,072 7,486 3,585 667 903 (1,859) 731 789 696 123 123 28 2,519 ($3,076) ($2,164) ($1,663) $308 ($3,179) ($626) $2,967 $6,891 Mar 31, 2020 ($13,531) (284) 2,331 4,126 1,886 1,008 482 ($3,982) (1) Net (loss) income and adjusted EBITDA include the impact of a $0.8 million gain during 2018 related to the renewal of our agreement with an FI partner, which contains certain amendments that are retroactively applied as of January 1, 2018. Please see appendix for deinition of adjusted EBITDA. 17
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