Pathward Financial Results Presentation Deck

FY 2023 Highlights 3 $163.6 MILLION IN NET INCOME; AN INCREASE OF 5% COMPARED TO FY 2022 Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation $5.99 IN DILUTED EARNINGS PER SHARE; AN INCREASE OF 14% COMPARED TO FY 2022 GROWTH IN BOTH NET INTEREST INCOME AND NON- INTEREST INCOME AS COMPARED TO FY 2022 NET INTEREST MARGIN ("NIM") OF 6.04%; ADJUSTED NIM¹ OF 4.83% See slide 31 for additional detail on adjusted NIM. pathward

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