Investor Presentaiton
Non Banking Financial Services: Bedayti
Bedayti Microfinance
■EKH's fully owned microfinance subsidiary Bedayti
started operations in Q1 2022.
Bedayti Q2 2023 Performance
■ As of Q3 2023, Bedayti opened 50 branches in 11
governates throughout Egypt.
Key Performance Indicators up to Nov 2023:
· Total disbursed loans: EGP 1.6 bln
- Outstanding loans:
- No. of Customers:
EGP 910 mln
>52,000
- Average Ticket Size:
EGP 20,000
بدايتي
Egypt's Total Microfinance Loans EGP mln
No. of Microfinance Loan Beneficiaries in Egypt '000
28%
CAGR: 35.3%
43,900
38,700
34,400
3,940 3,850 3,820
3,492
3,114 3,166
2,781
27,055
19,359
16,515
11,549
2018
2019 2020 2021 2022 Aug-22 Aug-23
2018
2019 2020 2021 2022 Jun-22 Jun-23
Microfinance sector in Egypt is promising:
☐
-
■ From 2018 to 2022 total outstanding
microfinance loans showed a CAGR of 35.3%.
c.65% of Egypt's population addressable age cohort
(between 20-54 year olds) of c.47 mln remain
unbanked.
Egypt's Population in 2021 by Age Group
Egypt's Population by Age Group 20-54 in mln
Demonstrated Growth of Microfinance Loan Market:
Females
"75+
Males
"65-69
"55-59
62
56
51
47
"45-49
"35-29
"25-29
"15-19
"5-9
2,000,00 4,000,00 6,000,00 8,000,000
2021
2025
2029
2033
EKH
Egypt Kuwait Holding
Egypt Kuwait Holding | Investor Presentation
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