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Investor Presentaiton

Diversified Wholesale Funding Programs Short-Term Funding USD 25 billion Bank CP program • USD 3 billion Subsidiary CP program CD Programs (Yankee/USD, EUR, GBP, AUD, HKD) Term Funding & Capital • CAD 7 billion ABS shelf (unsecured lines of credit) • CAD 10 billion shelf (preferred shares, subordinated debt, common equity) Canada Mortgage Bonds and Mortgage Back Securities USD 3 billion Singapore MTN program AUD 4 billion Australian MTN program USD 25 billion global registered covered bond program (uninsured Canadian mortgages) USD 25 billion shelf (senior notes, preferred shares, subordinated debt, common equity) USD 20 billion global public covered bond shelf (in run-off, CMHC insured mortgages) USD 20 billion EMTN shelf 20 20 Scotiabank®
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