Healthier, Longer, Better Lives

Prudent Operating Assumptions Added $3.2b to EV Since IPO Mortality and Morbidity Claims Experience Variances ($m) Cumulative EV Operating Variances ($m) 233 200 212 193 149 164 152 116 124 384 2,028 1,425 1,129 735 487 379 255 144 3,211 2,662 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2011 2012 2013 2014 2015 2016 2017 (1) 2018 2019 2020 Note: (1) 2017 figure covers a 13-month period from 1 December 2016 to 31 December 2017 AIA 15

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