Investor Presentaiton
Source: RBI
Key regulatory measures (1/2)
Recent Trends
Framework for Facilitating Small Value
Jan 22 Digital Payments in Offline Mode
Feb 22
Implementation of 'Core Financial
Services Solution' by NBFCs
Mar 22
Regulatory Framework for
Microfinance Loans
Introduction of an offline payment channel, which does not require internet or telecom
connectivity to take effect
Framework for NBFCs' in terms of which NBFCs with 10 and more branches shall be
mandatorily required to implement 'Core Financial Services Solution (CFSS)', akin to the
Core Banking Solution (CBS) adopted by banks
All collateral-free loans, for households having annual income up to 3,00,000, shall be
considered as microfinance loans
Apr 22
Disclosures in Financial Statements
NBFCs are required to make additional disclosures in their financial statements under
Scale Based Regulation for NBFCs
Apr 22
Loans and Advances-Regulatory
Restrictions-NBFCs
Regulatory Restrictions on Loans and Advances to Directors, to senior officers of the
NBFC and to Real Estate sector
Lending by Commercial Banks to NBFCS
May 22 and SFBs to NBFC-MFIs, for the purpose
of on-lending to priority sectors
Bank credit to NBFCs for on-lending will be allowed up to an overall limit of 5% of an
individual bank's total priority sector lending (PSL) in case of commercial banks and 10%
for SFBs to lend to NBFC-MFIs and other MFIS
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