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Investor Presentaiton

Source: RBI Key regulatory measures (1/2) Recent Trends Framework for Facilitating Small Value Jan 22 Digital Payments in Offline Mode Feb 22 Implementation of 'Core Financial Services Solution' by NBFCs Mar 22 Regulatory Framework for Microfinance Loans Introduction of an offline payment channel, which does not require internet or telecom connectivity to take effect Framework for NBFCs' in terms of which NBFCs with 10 and more branches shall be mandatorily required to implement 'Core Financial Services Solution (CFSS)', akin to the Core Banking Solution (CBS) adopted by banks All collateral-free loans, for households having annual income up to 3,00,000, shall be considered as microfinance loans Apr 22 Disclosures in Financial Statements NBFCs are required to make additional disclosures in their financial statements under Scale Based Regulation for NBFCs Apr 22 Loans and Advances-Regulatory Restrictions-NBFCs Regulatory Restrictions on Loans and Advances to Directors, to senior officers of the NBFC and to Real Estate sector Lending by Commercial Banks to NBFCS May 22 and SFBs to NBFC-MFIs, for the purpose of on-lending to priority sectors Bank credit to NBFCs for on-lending will be allowed up to an overall limit of 5% of an individual bank's total priority sector lending (PSL) in case of commercial banks and 10% for SFBs to lend to NBFC-MFIs and other MFIS 42 Copyright © 2023 by Boston Consulting Group. All rights reserved.
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