Investor Presentaiton

Loans & Deposits - By Business Segments Gross Loans FYE 2021 Gross Loans - N3.50 Trillion Commercial & SMEs 18.7% Retail 5.7% Public 14.5% FYE 2020 Gross Loans - N2.92 Trillion Commercial & SMEs 19.3% Retail 4.2% Corporates 61.1% Corporates 61.6% Public 14.8% Total Deposit FYE 2021 Total Deposits - №6.47 Trillion Corporates 22.3% Commercial & SMES 39.1% Retail 28.8% FYE 2020 Total Deposits - N5.34 Trillion Commercial& SMES 40.5% Retail 32.2% Public 9.8% Corporates 16.6% Public 10.6% © 2021 ZENITH BANK PLC | Full Year Group Results Presentation to Investors & Analysts | Page 34

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