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Investor Presentaiton

Strategic construct - 2024-28 Framework of strategic construct remains same as outlined in Q3 FY23. BAJAJ FINANCE LIMITED 1 On products, ambition is to be amongst top 5 players in each product line in LRS period. The Company will continue to invest in new product lines to seize India opportunity and to grow in a sustained manner. The Company has planned 9 new product initiatives in the LRS period. 3 On geography, the Company will continue to strive to get all products in all locations in a sustained manner. On platforms, ambition is to dominate all digital platforms and deliver 25% of business volumes. The strategy is to grow from 5 MM to 10 MM monthly downloads on App, originate 1 billion organic traffic on Web and deeply invest in marketplaces, social and rewards platforms. 4 On horizontal functions, focus is on solving the hardest problems across all functions to reduce friction, scalability and resilience. 5 On subsidiaries, ambition is to dominate in respective industries and contribute 12-15% of retail mortgages and 50-60% of broking accounts by BFL. 71
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