Creating the Future of Finance - Breakthrough Innovation
K
KASIKORNTHAI
ROA and ROE
December 2022 (Consolidated)
ธนาคารกสิกรไทย
开泰银行 KASIKORN BANK
ROA
(%)
2.5
(%)
24
ROE**
2.0
16
1.5
1.27
1.20
0.98
1.0
0.85
0.86
0.5
ཟླ 8 ༄ སྔ 。 +
20
10.61
9.90
8.44
7.10
7.38
0.0
0
2018
2019
2020*
2021
2022
2018
2019
2020*
2021
2022
ROA (%)
ROE (%)
2018
2019
2020
2021
2022
1Q22
2Q22
3Q22
4Q22
1.27
1.20
0.85
0.98
0.86
1.09
1.04
1.00
0.30
10.61
9.90
7.10
8.44
7.38
9.30
9.13
8.49
2.63
Note: The Bank and its subsidiaries have adopted new accounting standards (TFRS 9: Financial Instruments) since January 1, 2020 onwards, some financial statements and financial ratios
are not comparable with previous years' financial figures before Y2020, which were based on the prior accounting standards (non-TFRS9).
** ROE = Net profit (attributable to equity holders of the Bank) deduct dividend from other equity instruments after income tax divided by average equity of equity excluded
other equity instruments
บริการทุกระดับประทับใจ
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Capital (Reported Number: Excluding Net Profit of Each Period)
December 2022 (Consolidated)
Bank only
Basel III
KASIKORNBANK FINANCIAL CONGLOMERATE*
Basel III
(%)
(%)
18.52
17.26
18.0
3.58
17.74
2.80
17.83
18.02
21.0
18.32
2.51
15.0
06814.9410
2.41.15.423-8815.96
18.0
2.42
19.62
3.43
18.80
2.67
18.77
18.81
2.28
15.0
1.97.
16.130 16.49 7 16.84
12.0
12.0
9.0
9.0
14.75
14.94
14.26
14.32
$14.93
15.90
16.19 15.48
15.46 15.86
6.0
6.0
3.0
3.0
0.0
0.0
2018
2019
CET1
AT1
2020**
Tier1
2021
2022
■Tier2
2022
Tier1 ■Tier2
Capital adequacy remains sufficient through the changing economic environment and to support business growth;
maintained adequate Tier 1 ratio, as required under the Basel III and new requirements.
2018
2019
2020** 2021
CET1
AT1
2018
2019
2020
2021
2022
1Q22
2Q22
3Q22
4Q22
Bank only
CAR (%), excluding net profit of each period
Tier 1 (%), excluding net profit of each period
17.26
18.52
17.74
17.83
18.02
17.44
17.34
18.22
14.75
14.94
14.94
15.42
15.96
15.33
15.26
16.14
18.02
15.96
KASIKORNBANK FINANCIAL CONGLOMERATE*
CAR (%), excluding net profit of each period
Tier 1 (%), excluding net profit of each period
18.32
15.90
19.62
16.19
18.80
16.13
18.77
16.49
18.81
16.84
18.34
16.35
18.37
16.39
19.19
18.81
17.21
16.84
Note: * KASIKORNBANK FINANCIAL CONGLOMERATE means the company under the Notification of the Bank of Thailand re: Consolidated Supervision, consisted of KBank, K Companies and subsidiaries
operating in supporting KBank, Phethai Asset Management Co., Ltd. and other subsidiaries within the permitted scope from the BOT's to be financial conglomerate.
Under Bank of Thailand regulations, net profit in the first half of the year is to be counted as capital after approval by the Board of Directors as per the Bank's regulations. Net profit in the second half of
the year is also counted as capital after approval of the General Meeting of Shareholders. However, whenever a net loss occurs, the capital must be immediately reduced accordingly.
** The Bank and its subsidiaries have adopted new accounting standards (TFRS 9: Financial Instruments) since January 1, 2020 onwards, some financial statements and financial ratios are
not comparable with previous years' financial figures before Y2020, which were based on the prior accounting standards (non-TFRS9).
บริการทุกระดับประทับใจ
17
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