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Investor Presentaiton

ADDITIONAL INFORMATION GROUP Australian Banking NZ Banking NAB Wealth Group Asset Quality Capital and Funding Environmental, Social and Governance Economic Outlook Glossary NEW OPERATING AND REPORTING STRUCTURE 31 Andrew Thorburn Group Chief Executive Officer MOCKREL HILL CKRE National Australia Bank Antony Cahill Chief Operating Officer Customer Products & Services Angela Mentis Chief Customer Officer - Business & Private Banking Cathryn Carver (Acting) Chief Customer Officer - Corporate & Institutional Banking Andrew Hagger Chief Customer Officer - Consumer Banking & Wealth Management Anthony Healy Chief Executive Officer Bank of New Zealand Gary Lennon Chief Financial Officer BUSINESS & PRIVATE BANKING NAB Business Business Direct and Small Business NAB Private JBWere CORPORATE & INSTITUTIONAL BANKING Global Institutional Banking Corporate Banking CONSUMER BANKING & WEALTH MANAGEMENT NZ BANKING David Gall Chief Risk Officer Agribusiness Corporate Lorraine Murphy Chief People Officer Personal Banking Retail UBank Business Fixed Income, Currencies and Commodities (FICC) Broker Partnership Direct Banking Wealth Advice Insurance Capital Financing Asset Servicing International Branches Life insurance Matt Lawrance (Acting) Chief Technology & Operations Officer National Australia Bank
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