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Investor Presentaiton

The Commercial Bank at a Glance Key Highlights ■ Established in 1975, and second largest conventional bank in Qatar by assets, net loans, customers' deposits and total equity. ■ Operates a network of 29 branches in Qatar and is present in Turkey, Oman and UAE through its subsidiaries and associates Alternatif Bank, National Bank of Oman ("NBO") and United Arab Bank ("UAB"). ■ Strong corporate relationships across public and private sectors. ■ Proven strength in retail banking, leading credit card provider. Total Assets 46.3 $ Billion Total Deposits 22.8 $ Billion Total Loans 26.5 $ Billion Total Equity 6.4 $ Billion Net Profit 190 $ Million Systemic importance to the Qatari banking sector given the Bank's scale. ROAE 11.6 % ■ Focus on sustainable controlled growth in its core business, proactive management of risk, liquidity and capital and continuing. improvement in the quality of its service to customers. CAR 18.1 % CIR 22.5 % Strong credit ratings; Moody's: A3, Fitch: A, S&P: BBB+ Note: As of 31 March 2022 Alternatif Bank 55 55 14
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