Investor Presentaiton
LATEST KUR REGULATION
Attractive For Transitioning Into Commercial Micro Lending
Ref. Coordinating Ministry of Economy Policy No. 1 dated 2023 On January 25th, 2023
2022
1
Requirements of New KUR Borrowers
2
Restrictions on Receiving KUR
2023
BRI
Currently no commercial loan
Micro:
•
Trading Sector: max loan ceiling
accumulation of Rp200 Mn
Non-Trading Sector: no limitation
Never had a commercial loan
Priority Sectors (Agribusiness, Livestock, Fishery, and
Plantation):
• KUR terms of max 4x (KUR facility is renewable up to 3x); or
•
Micro KUR: Max loan ceiling accumulation of Rp400 Mn
Small KUR: Max loan ceiling accumulation of Rp500 Mn
Other Sectors:
KUR terms of max 2x (KUR facility is renewable once); or
Micro KUR: Max loan ceiling accumulation of Rp200 Mn
Small KUR: Max loan ceiling accumulation of Rp500 Mn
3 Lending Rate Charged to Borrowers
Super Micro KUR: 6%
Small and Micro KUR: 6%
•
•
Super Micro KUR: 3%
Small and Micro KUR:
Step-up lending rate
1st term: 6%
2nd term: 7%
3rd term: 8%
4th term: 9%
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