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Investor Presentaiton

A leading Singapore bank; Established franchise in #UOB core market segments Group Retail Best Retail Bank in Singapore Strong player in credit cards and private residential home loan business UOB Group Wholesale Banking Best SME Bank in Singapore Seamless access to regional network for our corporate clients UOB Group's recognition in the industry THE ASIAN BANKER EXCELLENCE IN RETAIL FINANCIAL SERVICES INTERNATIONAL AWARDS EUROMONEY AWARDS FOR EXCELLENCE 2020 A Global Markets Strong player in Singapore dollar treasury instruments Sizeable domestic market share BEST BANK AWARDS 2019 SGD deposits 20% ASIAMONEY Best Retail Bank1, 2020 Best SME Bank², 2020 Asia's Best Bank for SMEs, 2020 Best Domestic Bank1, 2020 SGD loans 23% Best Digital Bank1, 2019 Source: Company reports 1. In Singapore 2. In Singapore and Asia Pacific Note: The resident portion of loans and advances as a proxy for total SGD loans in Singapore banking system Source: UOB, MAS, data as of 31 March 2021 5
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