EWS Long Term Growth Framework
Revenue Trends - US
% BU Rev²
4Q21
Online / Verific.
-81%
29%
EWS
-44% EFX Rev²
-Mortgage
6%
1Q22 2Q22 3Q22
33% 28%
13%
3% (13%) (28%)
4Q22 1Q23 2Q23
(7%) (11%) (6%)
3Q23
1%
(38%) (38%) (20%)
(15%)
-Non-Mortgage
64%
90% 90%
72%
23%
16%
4%
11%
Employer Svcs
-19%
28%
33%
(3%)
(7%)
5%
4%
4%
13%
-UC / ERC
6%
6% (33%)
(33%)
(11%) (6%)
2%
7%
-WFA, W2, Talent M.³, others
Online
-87%
62% 56% 42%
(3%) (5%) (7%)
29%
(9%)
21%
9%
5%
17%
(8%) (5%)
6%
8%
-Mortgage
(18%) (21%)
(29%)
(34%) (46%) (25%)
(1%)
4%
USIS
~32% EFX Rev²
-Non-Mortgage, Non-Consumer
11% 10%
9%
9%
19%
9%
9%
10%
-US Consumer Solutions
1%
2%
(3%)
(1%) 8%
8%
10%
12%
Financial Mktg Svcs
~13%
14% (14%)
(5%)
(8%)
(9%)
4%
1%
(1%)
Online¹
>55%
13% 14%
10%
2%
(6%)
(8%)
(1%)
4%
EWS Employer Services
-8%
28% 33% (3%)
(7%)
5%
4%
4%
13%
US Total
USIS Fin. Mktg. Services
~4%
14%
(14%) (5%)
(8%)
(9%)
4%
1%
(1%)
Total
-78%
14%
14%
8%
Flat
(5%)
(6%)
Flat
5%
1. USIS Online + USIS Mortgage Solutions + US Consumer Solutions + EWS Verification Services.
Note: Revenue trends are based
EQUIFAX
2. Based on 3Q23 revenue
on non-GAAP revenue figures.
3. Includes 19/Onboarding
PROPRIETARY | 51View entire presentation