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Investor Presentaiton

Continued Growth in Performing Loan Book, Special Focus on Consumer Loan Portfolio Billion Pesos 1,000 920 YOY 920 +12% 861 876 900 802 821 821 835 777 763 800 700 616 567 600 518 CAGR: +9% 472 500 425 401 400 300 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 4Q21 1Q22 2Q22 3Q22 4Q22 222 4Q21 3Q22 4Q22 QoQ YOY Mortgage 201 218 227 4% 13% Auto 28 30 32 7% 16% Credit Card 40 43 45 5% 14% Payroll 55 65 67 3% 22% Consumer 323 356 371 4% 15% Commercial 203 212 229 8% 13% Corporate 141 144 148 3% 5% Government 154 164 172 5% 11% TOTAL 821 876 920 5% 12% DB Rev Div Dep NIM TI LD Loan BAP Guid ESG Eco NI ROE ICAP Mkt App C/I Hist GRUPO FINANCIERO BANORTE
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