FirstBank Growth and Efficiency

A leading community bank headquartered in Tennessee Top 10 banks in Tennessee¹ Top 10 banks under $25bn assets in Tennessee¹ Branches Rank Name Headquarters (#) TN deposits ($bn) Deposit market share (%) Percent of company deposits (%) Rank Name Headquarters Branches (#) TN deposits ($bn) Deposit market share (%) Percent of company deposits (%) 1 First Horizon Memphis, TN 202 $22.9 15.5% 74.5% 1 Pinnacle Nashville, TN 46 9.7 6.6% 61.1% 2 Regions Birmingham, AL 221 18.7 12.6% 18.8% 2 FB Financial Nashville, TN 56 3.6 2.4% 93.8% 3 SunTrust Atlanta, GA 127 13.7 9.3% 8.4% 3 Franklin Financial Franklin, TN 14 2.9 2.0% 100.0% 4 Bank of America Charlotte, NC 58 11.5 7.8% 0.9% 4 Wilson Lebanon, TN 27 2.0 1.4% 100.0% 5 Pinnacle Nashville, TN 46 46 9.7 6.6% 61.1% 5 Simmons First Pine Bluff, AR 45 2.0 1.4% 18.0% 6 FB Financial Nashville, TN 56 3.6 2.4% 93.8% 6 Home Federal Knoxville, TN 23 1.7 1.2% 100.0% 7 U.S. Bancorp Minneapolis, MN 103 3.2 2.2% 1.0% 7 CapStar Financial Nashville, TN 15 1.5 1.0% 100.0% 8 Franklin Financial Franklin, TN 14 2.9 2.0% 100.0% 8 Renasant Tupelo, MS 18 1.5 1.0% 15.0% 9 BB&T Winston-Salem, NC 47 2.7 1.8% 1.7% 9 First Citizens Dyersburg, TN 24 1.3 0.9% 100.0% 10 Wilson Lebanon, TN 24 27 2.0 1.4% 100.0% 10 SmartFinancial Knoxville, TN 17 1.3 0.9% 70.1% #2 community bank in Tennessee² Source: SNL Financial; Note: Deposit data as of June 30, 2017; Pro forma for completed acquisitions since June 30, 2017 and pending acquisitions announced as of July 18, 2018. 1 Sorted by deposit market share, deposits are limited to Tennessee. 2 Community bank defined as banks with less than $25bn in assets. FB FirstBank 6

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