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Investor Presentaiton

Appendix Corporate Centre 4Q20 financial highlights Revenue performance83, $m Strategy Results 10% Revenue $(155)m 4019 1Q20 2020 3Q20 4Q20 (4019: $(173)m) Central Treasury (47) 265 (64) (32) (12) ECL $1m (94)% Of which: (4019: $16m) 3% Costs $(876)m Valuation differences on long-term debt and associated swaps (73) 259 (64) (32) (12) (4019: $(854)m) Other central treasury 26 - - 23% Associates $663m Legacy Credit 13 (92) 42 28 3 (4019: $541m) Other (139) 22 (159) (152) (146) PBT $(367)m 22% (4019: $(470)m) Of which: FX revaluation on Holdings balance sheet and net investment hedge 31 105 23 (25) (4) ROTE88 3.1% 2.3ppt (FY19: 0.8%) Total (173) 195 (181) (156) (155) 380 770 796 673 610 Associate income detail83, $m 23% 51% 585 663 541 56 47 447 71 56 440 150 78 616 500 492 466 355 (30) (101) (87) 4019 1Q20 2Q20 Others SABB 3Q20 4Q20 Bank of Communications Not included in Corporate Centre revenue: Markets Treasury revenue allocated to global businesses 4020 vs. 4019 Associates up $122m (23%), primarily due to higher income and share of profit from associates in MENA and the UK 4Q20 vs. 3Q20 Revenue down $1m, largely due to lower revenue from Legacy Portfolio driven by non-recurrence of favourable fair value adjustments in 3Q20 Associates up $223m (51%), primarily due to higher income and share of profits associates in Asia, MENA and the UK Central costs $0.8bn reduction in Holdings retained costs, from $2.5bn to $1.7bn vs. FY19; targeting c. $1bn over time ◆ $0.3bn of retained cost reduction from cost savings, $0.5bn from increased reallocation of Holdings costs 64 ठ
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