Investor Presentaiton
Appendices | Financial Roadmap
On track
Behind
At Risk
Financial Targets
Adjusted diluted EPS growth 1,2
+56%
2021 Actual
2022 Target
YTD Results
Progress
>5%
+11%(1)
Adjusted ROE²
8.3%
>8.5%
9.4%
Adjusted efficiency ratio²
68.2%
<68%
66.4%
Adjusted operating leverage 1,2
5.8%
Positive
3.9%(1)
Key Financial Drivers
Loan Growth
Deposit Growth
Loan Portfolio Mix
Net Interest Margin
Medium Term
7-10%
>10%
<65%
Positive
+1%
Low single digit
+9%
Mid single digit
-4%
Low single digit
+16%
Mid single digit
42%
Comm >42%
47%
1.85%
>1.85%
1.86%
PCL (bps)
15 bps
Mid teens
15 bps
(1)
Compared to the nine months ended July 31, 2021.
(2)
The financial objectives are non-GAAP ratios based on non-GAAP financial measures. Refer to the Non-GAAP Financial and Other Measures section on page 5 of the MD&A for more information.
Seeing
Voir
beyond
numbers."
au-delà
des chiffres."
>45%
>1.90%
High teens
29
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