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Investor Presentaiton

Lending to business (APRA data) BOQ GROUP Lending to Businesses (APRA) Multiple (APRA) YTD (A) 3M (A) 1M YTD 3M 1M Market share International 1 34.87% 8.57% -2.39% 2.4 0.6 Neg 0.40% International 2 15.22% 47.25% 3.54% 1.0 3.4 4.7 1.58% System 14.56% 13.87% 0.75% Major 4 14.33% 18.20% 0.88% 1.0 1.3 1.2 19.57% Major 2 14.18% 12.12% 0.56% 1.0 0.9 0.8 20.62% Major 3 14.01% 7.66% 0.55% 1.0 0.6 0.7 25.84% Major 1 13.49% 7.10% -2.04% 0.9 0.5 Neg 1.93% Major 5 12.55% 20.67% 1.04% 0.9 1.5 1.4 16.14% BOQ 8.87% 7.56% 0.09% 0.6 0.5 0.1 1.54% International 3 5.60% 18.47% 0.44% 0.4 1.3 0.6 1.91% Regional 1 1.55% 7.84% 0.90% 0.1 0.6 1.2 1.39% Regional 2 0.11% 1.40% -0.42% 0.0 0.1 Neg 1.80% Source: APRA Monthly Banking Statistics August 2021 to August 2022 BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation Note: Majors comprise CBA, NAB, WBC, ANZ and Macquarie, Regionals comprise SUN and BEN and Internationals comprise HSBC and ING 60 60
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