Investor Presentation Q2-FY22

Well Diversified Loan Book across Consumer and Corporate Products. Loan Book Mix (*Crs) 186,395 206,783 212,595 210,727 220,808 (Crs) 44% 43% 44% 45% Consumer Banking Sep-21 % 61% Vehicle Finance 59,302 27% Commercial Vehicle 22,598 10% 56% 57% 56% 55% 39% Utility Vehicle 5,214 2% Small CV 2,990 1% FY 19 FY 20 ■Consumer Banking FY 21 Jun-21 Sep-21 Two-Wheeler 4,760 2% Corporate & Commercial Banking Car 7,989 4% Tractor 7,173 4% Small Corporates 2% Mid Size Corporates 20% Equipment Financing 8,578 4% Non-Vehicle Finance 34,312 15% (Crs) Corporate Banking Sep-21 % Large Corporates 50,395 23% Mid Corporates 44,467 20% Large Corporates 23% Small Corporates 4,217 2% Total Advances 99,079 45% Vehicle Finance 27% Business Banking 11,031 5% Loan Against Property 8,788 4% Credit Card 5,006 2% BL, PL, AHL, Others 9,487 4% Microfinance 28,115 13% Non Vehicle Retail 15% Microfinance Total Advances 121,729 55% 13% 80 IndusInd Bank

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