Santander US Quarterly Financial Analysis
BALANCE SHEET TRENDS
Deposit growth of 16% YOY
ASSETS ($B)
LIABILITIES & EQUITY ($B)
Gross Loans Investments
Leases
Other Assets
Short-Term Funds
IB Deposits
$144
$147
$149
$152
$152
$144
$147
Borrowed Funds ■Equity ■NIB Deposits
$152
Other Liabilities
$149
$152
13
15
8356
8
8
12
11
8
12
12
11
9
6
15
15
15
17
19
16
16
17
16
16
18
19
18
19
25
25
24
22
20
54
51
33
53
51
53
33
49
49
92
93
94
94
97
49
49
50
50
53
55
2Q19
3Q19
4Q19
1Q20
2Q20
2Q19
3Q19
4Q19
1Q20
2Q20
14
LOANS & LEASES ($B)
DEPOSITS ($B)
Money Market
NIB Deposits ■IB Deposits
■ CD ■Savings Other
Auto
C&
Leases
■CRE
■Res. Mtg
$109
$110
$111
■Other
$113
$74
$106
4
2
15
14
14
17
17
17
15
16
16
16
3377
7
$67
$68
$70
13
$64
6
17
17
25
24
24
+4
24
24
2665
12
6
6
6
6
16
6
8
9
10
12
9
11
16
10
10
9
19
15
15
15
17
32
34
36
37
34
37
24
26
26
27
28
31
2Q19
3Q19
4Q19
1Q20
2Q20
2Q19
3Q19
4Q19
1Q20
2Q20
1 | See pages 34 and 35 for trend detail on SBNA loan portfolio
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