Second Quarter 2017 Earnings Report

Other Operating Margin Q2 (Primarily consists of bill payments business in the U.S. & Argentina) 12.1% 11.3% Q2 2016 Q2 2017 Operating margin • Improvement was driven by technology efficiencies and revenue growth, partially offset by higher bank fees in U.S. electronic bill payments business WESTERN WU UNION Western Union Confidential | ©2017 Western Union Holdings, Inc. All rights reserved. moving money for better 15

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