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Investor Presentaiton

Annual Report AR 2022 Agenda BC# Market Entities Regulator SUMMARY WHO WE ARE OUR STRENGTH AND OUR RESOURCES 1995 Other participants joined later Green Protocol- Voluntary guidelines first adopted by five state-owned banks 2008 Resolution 3,545 - Mandatory environmental compliance to access rural credit in Brazilian Amazon Rainforest Area 2010 Resolution 3,896 - Rural Credit for Low Carbon Agriculture/Agribusiness 2014 OUR RESULTS Febraban's Socio-Environmental Risk Policy (SARB14) - Self-regulation framework Resolution 4,327 - BCB's Policy for Socio-Environmental Responsibility (PRSA) 2018 Guidelines for Voluntary Implementation of TCFD/FSB - Released by Febraban and SITAWI 2017 Resolution 4,557- Intregrated Risk Management (E+S) 2016 Green Bonds Guide - Released by Febraban and the 'Brazilian Business Council for Sustainable Development (CEBDS)' First issuance of Green Bonds 2015 2019 Tracking the Brumadinho event's effects and impacts on SFN 2020 BC# 2021 New regulations on social, environmental and climate responsibility, social, environmental and climate risk management, and information disclosure requirements Tracking the drought effects and impacts on SFN Publication of new regulations and the BCB's Report on Social, Environmental and Climate-related Risks and Opportunities (RIS) 2022 Inclusion of sustainability criteria for the selection of counterparties in the management of international reserves and for investment selection Evaluation of the SFN exposure to transition risks and analysis of sensitivity to the risk of extreme drought 101
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