Investor Presentaiton

ALDAGI GEORGIAN INSURANCE MARKET The launch of state insurance program in 2012 boosted strong growth of health insurance market, adding c, 900,000 new policyholders Health Insurance Market by GPW GEL min Life insurance market consists of only credit and term life insurance. No endowment schemes in the country Property & Casualty Market by GPW GEL min 94 99 103 110 101 66 380 247 246 201 161 45 2007 2008 2009 2010 2011 2012 Life Insurance Market by GPW GEL min 26 19 16 14 13 8 2007 2008 2009 2010 2011 2012 2007 2008 2009 2010 2011 2012 Source: NBG - National Bank of Georgia 6

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