RBL Bank Financial Performance Update

Portfolio Concentration and Delinquency Trend Old Book & New Book* Portfolio % Portfolio Comparison 3.26% 96.74% 68% 56% 43% 63% 38% 56% il if it RBL Industry Source Equifax- Data as of January-2023 Peers ■ New Book ■ Old Book ■Top 3 states ■Top 5 states Microfinance PAR - RBL* vs Peer/Industry 3.37% 2.65% 1.61% 1.61% 1.28% 1.10% 2.48% 1.94% 1.27% *New Book Considered Portfolio originated on and after April-2021 apno ka bank | RBL Bank RBL_Mar'23 Peer 1_Feb'23 Industry Feb'23 30+ 60+ ■90+ Peer Group-1 : two largest banks, two SFB's and two prominent MFI's Source: Equifax for Peer Group-1 and Industry Data which is as of January 2023 57

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