2022 Full Year Results

CPBS - Commercial & Personal Banking in Luxembourg Volumes 4Q22 %Var/4Q21 %Var/3Q22 2022 %Var/2021 Average outstandings (€bn) LOANS 13.1 +5.5% +0.5% 12.9 +6.4% Individual Customers 8.2 +3.6% +0.8% 8.1 +4.0% Corporates and Local Governments 4.9 +8.9% -0.0% 4.8 +10.8% DEPOSITS AND SAVINGS 30.1 +2.6% -2.8% 30.0 +7.2% Current Accounts 17.2 -8.4% -10.0% 18.3 +3.4% Savings Accounts Term Deposits 8.3 -7.4% -4.7% 8.6 -2.7% 4.6 n.s. +45.6% 3.1 n.s. €bn OFF BALANCE SHEET SAVINGS Life Insurance Mutual Funds %Var/ %Var/ 31.12.22 31.12.21 30.09.22 1.0 1.9 -9.0% -17.0% -2.3% +1.1% BNP PARIBAS The bank for a changing world 2022 Full Year Results | 73

View entire presentation